USAhomeloans.net is the Internet arm of USA Home Loans Inc. ("USA Home").

Welcome to USA Home Loans. We have introduced dedication, reliability and trust to the mortgage industry. USA Home Loans has endeavored to become a national leader in the mortgage arena. Specializing in Government refinances, both FHA and VA, we also provide a high quality of professional service for all residential mortgage needs. Our management staff is proud of our combined 50 years of experience in helping homeowners find the right purchase, refinance or debt consolidation loan that fits their own unique situation quickly. USA Home has emerged as a leader by developing a strong reputation as a volume retail lender. USA Home streamlined its retail origination process through a regional expansion platform to include satellite offices in select national hubs. USA Home also acknowledged the significance of a knowledgeable management team and through aggressive efforts recruited nationally recognized mortgage talent.

Our Corporate Headquarters is located in Towson, Maryland, just 15 miles outside Baltimore's beautiful Inner Harbor We currently do business in 29 states; Alabama, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Main, , Maryland, Massachusetts, Mississippi. Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Virginia and the District of Columbia,. We will continue this aggressive growth and expansion with a goal of operating in all 50 states by Q2 of 2009 In a highly competitive marketplace, each USA Home loan consultant understands that their job is to provide a mortgage product that meets the exact needs of their client.

As a volume mortgage lender, we are the beneficiary of favorable interest rates and unique loan programs that we can pass along to our clients. Our mortgage consultants are instructed to educate the consumer, give examples, provide options, answer questions and offer advice. We feel that an educated client will be interactive in the mortgage solicitation process and will ultimately be pleased with their choice of mortgage product and mortgage company.

With over 150 loan specialists, USA Home Loans is a full-service mortgage company. All aspects of the mortgage process from the initial application through the disbursement of proceeds are handled and tracked by your mortgage consultant through state-of-the-art computer technology.

USA Home currently originates approximately $500 million in mortgage loans annually. This volume allows us to operate with the pricing leverage of a mortgage banker but maintain the program guideline flexibility afforded to us as a mortgage lender. We are not limited to the loan parameters and pricing guidelines of a particular lender, which effectively means an overall better deal for our borrowers.

I am confident that your experience with USA Home Loans will be educational and rewarding. We look forward to the opportunity to prove to you why USA Home has emerged as an industry leader in salesmanship, product diversification, strategic marketing and client satisfaction.